Payment Methods

Secure payment options at GroPlus — tap-to-pay, QR code, card and digital wallet icons

Secure, flexible payment options for every South African shopper — cards, Instant EFT, mobile wallets, QR pay, and pay-later solutions, all in one place.

At GroPlus, your security is our priority. Every transaction is processed through trusted, encrypted payment gateways — your card and banking details are never stored on our servers. We partner with South Africa’s leading payment processors to bring you the widest range of payment options available, whether you prefer to pay by card, bank transfer, mobile wallet, QR code, or split your purchase into interest-free instalments. Shop with confidence knowing your payment is always protected.

The following payment options are available at checkout:

🏦 Instant EFT & Pay by Bank

Pay directly from your bank account — no card needed. Supported banks: FNB, ABSA, Standard Bank, Nedbank, Capitec, Investec, TymeBank, African Bank & Bidvest Bank.

Select PayFast, Stitch Payments, BobPay, or Yoco at checkout
Select Instant EFT or Pay by Bank from payment options
Select your bank and log in
Choose the account you'd like to pay from
Verify the payment on your mobile device
Payment is processed and order confirmed

Processed by:
BobPay PayFast Stitch Yoco

💳 Credit & Cheque Cards

Use your Visa or Mastercard credit or cheque card to complete payment at checkout. American Express is also accepted.

Select BobPay, PayFast, Stitch Payments, or Yoco at checkout
Select Credit / Cheque Card from payment options
Enter card number, cardholder details, expiry date & CVV (last 3 digits on back of card)
Payment is processed and order confirmed

Processed by:
BobPay PayFast Stitch Yoco

💳 Debit Cards

Use your Visa Electron or Maestro debit card to complete payment at checkout.

Select PayFast or Yoco at checkout
Select Debit Card from payment options
Enter your MTN or Vodacom mobile phone number (PayFast)
Enter debit card details and PIN on mobile phone
Payment is processed and order confirmed

* Supported banks (PayFast debit): ABSA, Standard Bank, Nedbank, Bidvest or Postbank. MTN and Vodacom only.

Processed by:
PayFast Yoco

Google Pay

Pay securely with Google Pay using your Android device — no card details required at checkout.

Select PayFast, Stitch Payments, BobPay, or Yoco at checkout
Select Google Pay from payment options
Authenticate with your device PIN or biometrics
Payment is processed and order confirmed

Processed by:
BobPay PayFast Stitch Yoco

🍎 Apple Pay

Use your iPhone or other Apple device to complete payment at checkout. Authenticate with Face ID or Touch ID — no card details required.

Select PayFast, Stitch Payments, BobPay, or Yoco at checkout
Select Apple Pay from payment options
Select pre-loaded card on your Apple device
Authorise using Face ID or Touch ID
Payment is processed and order confirmed

Processed by:
BobPay PayFast Stitch Yoco

📱 Samsung Pay

Use your Samsung Galaxy smartphone or watch to complete payment at checkout.

Select PayFast at checkout
Select Samsung Pay from payment options
Select pre-loaded card on your Samsung device
Authorise using fingerprint scan
Payment is processed and order confirmed

Processed by:
PayFast

📲 PayShap

Pay instantly using PayShap — South Africa's real-time interbank payment solution. Available via BobPay.

Select BobPay at checkout
Select PayShap from payment options
Enter your ShapID or cell number
Confirm in your banking app
Payment is processed and order confirmed

Processed by:
BobPay

🏦 Nedbank Pay

Pay directly from your Nedbank account via BobPay.

Select BobPay at checkout
Select Nedbank Pay from payment options
Authenticate in your Nedbank app
Payment is processed and order confirmed

Processed by:
BobPay

🏦 Capitec Pay

Use any smartphone and Capitec Bank account to complete payment at checkout.

Select PayFast, Stitch Payments, or BobPay at checkout
Select Capitec Pay from payment options
Enter your cell phone or ID number
Approve the payment via Capitec App (tap Transact then select Capitec Pay)
Payment is processed and order confirmed

Processed by:
BobPay PayFast Stitch

🏦 Absa Pay

Pay directly from your Absa account. Available via PayFast and BobPay.

Select PayFast or BobPay at checkout
Select Absa Pay from payment options
Authenticate in your Absa app
Payment is processed and order confirmed

Processed by:
BobPay PayFast

📷 QR Code, Scan to Pay, SnapScan & Zapper

Pay using your favourite banking or payment app by scanning a QR code at checkout. Supported apps: Absa, Capitec, FNB, Nedbank, RMB Pay, SnapScan, SPOT, Standard Bank, Vodapay, Zapper.

Select PayFast or BobPay at checkout
Select QR Code / Scan to Pay from payment options
Select your preferred payment app
Scan the QR code and complete payment in your app
Payment is processed and order confirmed

Processed by:
PayFast BobPay

🏪 RCS Store Cards

Pay with any of the following RCS-linked store cards: RCS Store Card, Game Mystore Card, Makro Credit, Builders Store Credit, Cape Union Mart Group Card, Keedo, Old Khaki, Poetry, Tread+Miller, VIP, CTM, Contempo, Supa Quick, Edgars and Jet Store Card.

Select PayFast at checkout
Select RCS Store Card from payment options
Enter your store card number
Enter OTP sent to your mobile phone
Confirm and pay — order confirmed

Processed by:
PayFast

💰 Mobicred — Monthly Instalments

Mobicred is an online revolving credit facility that allows you to shop on GroPlus and repay in monthly instalments. Indicative pricing: 12 months at 21.5% p.a. including a monthly fee, excluding a once-off initiation fee. Interest rate subject to change. NCRCP 38 / FSP 44481.

Select PayFast at checkout
Select Mobicred from payment options
Log in with your username and password, or sign up for Mobicred here
Enter OTP, confirm and pay — order confirmed

Processed by:
PayFast

🟢 MoreTyme by GoTymeBank — Pay in 3 equal, interest-free instalments

Pay in 3 equal, interest-free instalments over 2 months. Pay 1/3 upfront at checkout — the balance is automatically collected in 2 equal instalments. Sign up for MoreTyme here.

Select PayFast at checkout
Select MoreTyme from payment options
Scan the QR code with your TymeBank app
Pay 1/3 of the order total — order confirmed
Balance payable in 2 equal instalments

Processed by:
PayFast

Pay Later

⚡ Stitch Pay Later — Interest-Free Instalments

Split your purchase into easy, interest-free instalments — no credit card required. Available to South African customers with a valid SA bank account. Powered by Stitch. Sign up for Stitch Pay Later here.

Select Stitch Payments at checkout
Select Pay Later: Split from the Stitch options
Log in or register with your SA bank account
Choose your instalment plan and authorise the first payment
Payment is processed and order confirmed
Remaining instalments are automatically collected on agreed dates

Processed by:
Stitch

🏦

🏦 EFT / Bank Transfer

Make a manual EFT payment directly into our bank account. Please use your order number as the payment reference. Orders are only processed once payment reflects.

Select EFT / Bank Transfer at checkout
Use your order number as payment reference
Email proof of payment to groplus@groplus.co.za
Order is processed once payment reflects (1–2 business days)

🔒 All transactions are secure and encrypted. Your card and banking details are never stored on our servers — all payments are processed directly through our trusted payment partners.

Questions? Contact us at groplus@groplus.co.za or call 087 265 0018.